Modern Stewardship for the Next-Gen Affluent

In today's dynamic world, wealth management requires more than just traditional strategies. It demands a forward-thinking, holistic approach that resonates with both seasoned investors and the vibrant energy & ideas of the younger generation.

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Your Quarterback held to a fiduciary standard

With Lumida, you're not just getting a service; you're gaining a Quarterback. We will build & lead your team. We ensure that every detail, no matter how minute, is taken care of. From strategic investments to estate planning, from insurance & healthcare to philanthropic ventures, we handle it all. So you can focus on what truly matters - living your best life.

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Effortless management for the Modern Family

Your time is precious. Let us handle the intricate details so you can focus on what truly matters.

K-1
Collection

Streamlined processes for efficient collection.

Cash & Liquidity Management

Optimal strategies to ensure your liquidity needs are always met.

Sub-Doc
Execution

Seamless handling and execution of all your essential documents.

Tax & Estate Coordination

Integrated solutions for a harmonious financial landscape.

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Value Creation at Every Step

Maintain Integrity of Estate Plan

Ensuring your legacy remains intact and as envisioned.

Improve Return
on Cash

Smart strategies to enhance your cash returns.

Invest
Smarter

Data-driven insights for informed investment decisions.

GET IN TOUCH

We're committed to turning over every rock to ensure your wealth works harder for you.

The Lumida Tribe Experience

Unlock the Power of Community : Being a part of Lumida means you're a part of an exclusive community.

Connect with Your Peers

Learn from the Best

Attend Exclusive Events

Your Digital Vault

Personal IDs/Records

Keep your personal identification and records secure.

Private Fund Information

All your private fund documents, contact info, and more.

Estate Plans and Insurance Policies

Comprehensive storage of all estate planning and insurance details.

In an unpredictable world, ensure your most crucial documents are organized, safe, and easily accessible.

WHY LUMIDA

In a world where the traditional 60/40 portfolio no longer suffices, Lumida stands as a beacon for those seeking more.

Our clients, with their insatiable thirst for knowledge and clarity, recognize the potential of niche asset classes and emerging technologies. Lumida's mission is to guide you beyond the ordinary, helping you achieve the extraordinary.

WHO WE ARE

Ram Ahluwalia

CEO, Co-CIO, Co-Founder

Ram is the Co-CIO and CEO, overseeing Lumida’s management team and directing the firm’s mission and operating principles. Ram has 20+ years of operating and investment experience, including as the founder of Cross River Crypto, founder and CEO PeerIQ (sold to Cross River Bank), and operating executive at Bank of America and Merrill Lynch. Ram is a CFA Charterholder and earned his BA in Philosophy and Economics from Columbia College.

Justin Guilder

COO, CLO, Co-Founder

Justin is the COO and CLO, overseeing all corporate operations, including finance, legal, compliance, people, and investment advisory operations. Justin has 18+ years of operating, investing, and legal experience, including as Co-founder and CEO of Reserve Trust, Co-founder and Managing Director of boutique investment firm PennAve One, and Attorney at Dentons and Kilpatrick Townsend. Justin earned his JD from The George Washington University Law School and his BA in Business Administration from University of Florida.